C Loans
Commercial & Home Loan Specialists

Loans, made simple.

First home, refinance or investment — we compare 30+ lenders to find your sharpest rate. No fees to you, ever.

Explore loan types
1600+
Happy Customers
24 hrs
Typical Response Time
50+
Lenders compared
50+ lenders on Panel
AMPANZAussie BondsAustralian Military BankAuswide BankBank of ChinaBank of MelbourneBank of QueenslandBank SABankwestBetter Choice Home LoansBetter Mortgage ManagementBluebay Home LoansCommonwealth BankThinktankBridgitBluestoneAdvantedgeBrightenAdelaide BankPepper MoneyDeposit AssureDeposit PowerFirefighters Mutual BankFirstmacGateway BankGranite Home LoansHealth Professionals BankHeritage BankHomeStart FinanceINGKeystart Home LoansLa Trobe FinancialMacquarie BankME BankMyStateNABNewcastle PermanentOwnHomeP & N BankParamount Mortgage ServicesPeople's Choice Credit UnionRedZedResimacSt George BankSuncorp BankTeachers Mutual BankUbankUniBankWestpacLiberty
AMPANZAussie BondsAustralian Military BankAuswide BankBank of ChinaBank of MelbourneBank of QueenslandBank SABankwestBetter Choice Home LoansBetter Mortgage ManagementBluebay Home LoansCommonwealth BankThinktankBridgitBluestoneAdvantedgeBrightenAdelaide BankPepper MoneyDeposit AssureDeposit PowerFirefighters Mutual BankFirstmacGateway BankGranite Home LoansHealth Professionals BankHeritage BankHomeStart FinanceINGKeystart Home LoansLa Trobe FinancialMacquarie BankME BankMyStateNABNewcastle PermanentOwnHomeP & N BankParamount Mortgage ServicesPeople's Choice Credit UnionRedZedResimacSt George BankSuncorp BankTeachers Mutual BankUbankUniBankWestpacLiberty
What we do

Find the right loan for your moment.

Whatever you're financing, we match you to the lender and structure that actually fits — then handle the heavy lifting.

How it works

Four easy steps to your keys.

01

Say hello

A free, no-pressure chat about where you are and where you want to be.

02

We compare

We scan 50+ lenders for the sharpest rate and the right fit for you.

03

Get approved

We handle the paperwork and chase the bank, so you don’t have to.

04

Settle & celebrate

Keys in hand — and a broker in your corner for the long run.

Why Cloans

A broker in your corner — not the bank's.

One point of contact, from first chat to settlement
We're paid by the lender — our advice costs you nothing
Plain-English guidance with zero jargon
Local to Box Hill North, and available after hours
$2.4B+
In loans settled
50+
Lenders on panel
48 hrs
Typical pre-approval
4.9★
Average client rating
★★★★★

"We thought a first home was years away. Cloans found us a low-deposit loan and pre-approval in two days — Simon made the whole thing feel genuinely easy."

Maya R.
First home buyer · Box Hill

Ready to make your move?

Book a free, no-pressure consultation. We'll look at your goals, run the numbers across 30+ lenders, and map out your next step — at no cost to you.

Call (03) 9848 3388
Simon Cai
Founder & Director

"Everyone deserves a fair shot at owning their home. Our job is to make the path clearer, faster and fairer — and to stay in your corner long after you get the keys."

Suite 2/935 Station StBox Hill North VIC 3129 info@cloans.com.auEmail us